Buying Land to Build on Later: What You Need to Know
You’ve found the perfect block of land, but you’re not quite ready to build just yet. No worries—a land loan could be the solution you need. However, it’s important to understand that financing vacant land works a little differently from a standard home loan. Here’s what you need to know before making your move.
Thinking of Buying a Holiday Home? Here’s What to Consider
As summer rolls in and millions of Aussies hit the road for a well-earned getaway, it’s not uncommon for some to start dreaming of owning their own holiday home. But is it a smart move? And can a weekender still make financial sense? Let’s break it down and explore how to fund a vacation property.
House, Apartment, or Townhouse? The Pros and Cons of Each
There’s more to buying property in Australia than just choosing between a house or an apartment. If you’re in the market for a home or investment property, knowing the differences—like what sets a townhouse apart from a terrace—can help you make a decision that aligns with your goals and lifestyle.
Understanding Construction Loans and How They Work
There’s something special about moving into a brand-new home or finally completing that dream renovation. Maybe it’s the fresh paint, the pristine floors, or just the satisfaction of bringing your vision to life.
4 Tips for Self-Employed Home Loan Applications
Applying for a mortgage when you’re self-employed can feel like jumping through more hoops than the average borrower. But don’t let that stop you from getting into the property market. Here are four key tips to help you apply for a mortgage with confidence.
How to Finance Your Home Renovation
Thinking about a bathroom refresh? A kitchen upgrade? Or maybe it’s time to finally give your outdoor space the makeover it deserves? If a home reno is on your wishlist for 2025, it’s worth knowing your financing options. Here’s a rundown of ways to fund your home improvement project.
What You Should Know Before Buying ‘Subject to Finance’
Found a home you love but not 100% sure you’ll get loan approval? Making an offer ‘subject to finance’ could give you some breathing room. Here’s how it works—and what to watch out for.
The Scheme That’s Helped Thousands of Australians Buy Their First Home
If you’re looking to buy your first home, there’s one scheme that could get you there sooner—the Home Guarantee Scheme (HGS). It’s helped nearly 200,000 Aussies break into the property market since 2020 by making home ownership more accessible.
How Much Can You Really Save by Refinancing?
Not quite sure what refinancing is all about? You’re not alone. Let’s break it down quickly and see just how much you could save.
The RBA Has Cut Rates—What Does It Mean for You?
Exciting news for homeowners—the Reserve Bank of Australia (RBA) has cut the cash rate by 25 basis points to 4.10%. How much could this save you on your mortgage repayments and will more cuts follow? Once the initial excitement settles, here’s what you need to know when interest rates head south.
Fixed Rate vs. Variable Rate
To fix or not to fix…